Master Financial Statements Through Live Expert Sessions

Join industry practitioners in analysing real balance sheets, income statements, and cash flow reports. We break down complex ratios and walk through actual company filings so you can make better decisions with confidence.

Reserve Your Spot

Scheduled Sessions for Autumn 2025

Each session runs 90 minutes with live Q&A. We keep groups small—around 20 participants—so everyone gets their questions answered. All sessions are recorded and available for two weeks if you can't attend live.

Tuesday, March 18, 2025

Reading Between the Lines: Balance Sheet Analysis

We'll examine three Australian companies—one retail, one mining, one tech startup—and identify what their balance sheets reveal about stability and growth potential. You'll learn to spot red flags in asset valuations and understand when debt becomes a problem.

7:00 PM AEST 90 minutes

Thursday, April 3, 2025

Income Statement Reality Check: Revenue vs. Profit

Revenue figures look impressive until you dig into margins and operating costs. We'll analyse how different industries structure their income statements and what metrics actually matter when evaluating profitability and operational efficiency.

6:30 PM AEST 90 minutes

Tuesday, April 22, 2025

Cash Flow Statements: Where Money Actually Goes

A company can show profit on paper while running out of cash. We'll walk through operating, investing, and financing activities using real ASX-listed company data to understand cash generation versus accounting profit.

7:00 PM AEST 90 minutes

Interactive Analysis, Not Passive Lectures

We don't believe in sitting through hour-long presentations. Each session starts with a brief overview, then we jump into live analysis. You'll see financial statements projected on screen while we dissect them together.

Participants bring their own questions about specific companies or industries they're interested in. The chat stays open throughout, and we pause frequently to address confusion before moving forward.

Most people who attend our sessions say they finally understand what auditors mean in footnotes and why certain ratios matter more in specific contexts. That practical clarity is what we're after.

Participants engaged in financial analysis workshop reviewing statement documents

What You'll Actually Learn

These aren't theoretical accounting lessons. We focus on practical interpretation skills you can use immediately when evaluating investment opportunities or understanding your own business finances.

01

Ratio Interpretation in Context

Current ratio, debt-to-equity, return on assets—these numbers mean different things in different industries. We'll show you how to benchmark appropriately and when standard ratios mislead rather than inform.

02

Reading Audit Notes and Footnotes

The real story often hides in footnotes and audit qualifications. You'll learn which disclosures signal genuine concerns versus standard legal language, and how to decode accounting policy changes that affect comparability.

03

Comparing Companies Across Reporting Standards

Australian companies report under AASB standards, but you might invest in US or European firms too. We'll cover key differences in depreciation, revenue recognition, and lease accounting that affect direct comparisons.

04

Spotting Earnings Management Techniques

Not every company cooks the books, but many massage numbers within legal boundaries. You'll recognize common techniques like revenue timing adjustments, aggressive capitalization, and reserve manipulation.

05

Building Your Own Analysis Framework

By the end of our series, you'll have a repeatable process for evaluating any financial statement. We provide templates and checklists, but more importantly, you'll understand why each step matters and when to deviate from standard approaches.

Portrait of Callum Whitmore, financial analysis instructor

Led by Callum Whitmore

Former Equity Analyst & Financial Educator

Callum spent twelve years analysing publicly traded companies for institutional investors before transitioning to education. He reviewed hundreds of annual reports and quarterly filings across mining, retail, and technology sectors.

These days, he helps business owners and individual investors develop the same critical reading skills he used professionally. His approach focuses on pattern recognition—once you've analysed fifty income statements, the fifty-first becomes much easier.

Callum doesn't pretend financial statement analysis is exciting entertainment. But he does make it comprehensible, and participants consistently say his real-world examples finally make textbook concepts click.

"I'd rather you leave understanding five key concepts deeply than memorizing fifty ratios you'll forget next week. We build analytical judgment, not just technical knowledge."

Join Our Next Financial Analysis Session

Sessions typically fill within a week of announcement. Reach out to reserve your spot or get details about upcoming topics and schedules. We'll send calendar invites and access instructions once you're confirmed.

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